Best Apps To Make Money in Canada

25 Best Apps To Make Money in Canada

I’m always looking for methods to supplement my income. There are numerous ways to supplement your income, ranging from survey sites to mystery shopping to side hustles. However, one of the most difficult aspects of increasing your income is finding the time to do it. This is where your smartphone comes in handy.

For the sake of simplicity, we’ve selected the 25 best apps to make money in Canada, all of which are available in Canada. We’ll take a look at the 25 apps listed below. They are available for download via the Google Play Store or the Apple App Store.

25 Best Apps To Make Money in Canada

Below are some of the most prominent apps that pay you in Canada:

1. Drop

Drop is a cashback app that allows users to accumulate points while you shop at your favorite retailers. That is, you earn a reward for things you buy. This is a great option for frequent shoppers because it eliminates extra expenses and allows them to gain rewards. You can earn rewards on Drop by Playing Drop Supercharge, Shopping with Rocketmiles, referring a friend, Linking your card(s)

The platform works by linking your credit card purchases to offers available within its network of partner stores. You simply have to add your credit or debit card to the app.

You can reserve a flight on Expedia or order food from Grubhub using the drop app and get points redeemable at amazon, Netflix, and Starbucks. What makes it different from other money-making apps is that it’s connected directly with your debit or credit card, so there’s no need to take photos of receipts. (Of course, there are some risks when linking anything to your debit card or credit card, which is why it’s so important to read security and privacy policies before signing up.)

You just shop like you normally would and you’ll automatically earn points when you purchase items from retailers you’ve selected. 3 million people are currently using the app, so find out what the hype is all about. It is available in Canada and the United States.

Pros of Drop

  • Excellent user experience 
  • Earn money for shopping
  • Backfill reimbursements

Cons of Drop

  • Strict rules
  • Card must be linked
  • It is not compatible with VoIP
Best Apps To Make Money in Canada

2.  Checkout 51

This app allows you to earn cashback as much as 35% on your shopping. It offers 35% cashback if shopping is done through the Checkout 51 app.

Multiple offers are sent to users weekly as Checkout 51 is in partnership with hundreds of brands. These partnerships are to better the offers user get and help them save on groceries, pet products, etc.

Offer purchases are redeemable at any qualifying store. To start earning, users have to scan and upload the receipt of their purchases in the app. Once you accumulate points, you can cash out when your balance reaches CA$20.

Pros of Checkout 51

  • Easy to use
  • Option to earn extra cash
  • Sweepstakes
  • Available on Android and iOS
  • Gas cashback
  • Tons of offers

Cons of Checkout 51

  • Limited usage
  • No e-receipts
  • Limited payout options
  • No referral program
  • Limited offer quantities

3.  Instacart

Unlike other platforms that deal with surveys, Instacart is different. Generally, it is a grocery delivery service for people who have a tight schedule and cannot visit a physical store. This platform is a seamless way to get their grocery shopping done remotely.

Users can get groceries delivered to their doorstep by selecting their location, adding the grocery items, stating the preferred delivery time, and making payments.

Once payment is received, orders will be dispatched via an Instacart shopper or driver. Note that a delivery charge comes with this service. This app is available on iOS and Android. You must meet the following criteria before you can work with Instacart:

  • Be 18 years of age and above.
  • Applicants must have a Canadian or American work permit
  • Have a smartphone
  • For drivers; must possess a driving license
  • Have access to the internet
  • Must be able to lift an average of 12 – 20 kg

Both independent contractors and in-store shoppers can earn up to CA$25 per hour, and the payment is made weekly. There are other bonuses available for users who perform well. Also, traders can keep the tips they might receive.

Pros of Instacart

  • A swift way to make money
  • Easy user-interface
  • No commission on tips
  • Added perks and bonuses

Cons of Instacart

  • Earning depends on your location
  • Out-of-pocket cost for parking space
  • Stipulated time delivery can be hectic to sort
  • Handling customer can be a hassle
  • Pay is not fixed

4.  Nielson Homescan

One of the leading market research companies in the world, Nielsen has been around for more than 90 years! To earn rewards, you’ll need to apply to join their panel (please note that it may take some time to be accepted). Once you’ve been selected, you’ll provide them with shopping data that they analyze to give feedback about spending behaviour to brands, retailers, and marketers. This is accomplished by scanning barcodes on products you buy on a weekly basis using a scanner they send you.

Nielsen Homescan is a program that offers its users rewards for reporting what they buy at the store. Aside from this means of earning, users can also receive tips by taking surveys and keeping product diaries.

Generally, you earn points for sharing your opinion and keeping your shopping tabs with Nielsen. The information gathered from users is utilized in several ways relating to marketing and streamlining decisions on what products people are not buying.

You are paid to scan your grocery purchase every week using the scanner they send you. And then, you then receive rewards points for each weekly transmission. Points are redeemable for gift cards (iTunes, Cineplex, Indigo), or merchandise like outdoor gear, electronics, appliances, jewelry, and more. Monthly cash incentives, if applicable, are also sent through postal mail every month.

Pros of Nielsen Homescan

  • Easy to use
  • Sign-up is free
  • Free shipping of scanner
  • Deactivation is easy
  • Users can earn in several ways
  • Scanning purchase is once per week

Cons of Nielsen Homescan

  • Rewards are not cash redeemable
  • Points take a long time to accumulate
  • Poor customer service
  • Scanning items can be a hassle for some people
  • Acceptance is not immediate for some people

5. Daily Rewards

Daily Rewards like many others on this list will pay Canadians to do a variety of tasks online. With Daily Rewards, you can earn money by watching videos, taking the survey, performing online tasks, playing games, shopping online, referring a friend

Pros of Daily Rewards

  • Free sign-up
  • CA$5 sign-up bonus
  • Automatic upgrade
  • Cashback via Paypal
  • Daily surveys
  • Partnered with other survey platforms
  • Unlimited ways to earn cashback

Cons of Daily Rewards

  • High minimum payout amount (CA$30)
  • Unlimited non-qualifying surveys
  • Low payout per task
  • Unlimited survey qualifying questions

6. I-SAY

I-SAY is a survey platform hosted through Ipos. If you’re over 18 and living in Canada, Ipsos i-Say wants you to join their panel! This legitimate market research company (which is also available in other countries as well) is all about surveys.

The platform allows users to carry out surveys on the site. You will be rewarded points for taking surveys and engaging in specific tasks to help Ipos understand the needs of consumers.

You will be rewarded for sharing your opinion through the app. When you register in the app, a series of questions will be asked (it only takes a few minutes), and then you’ll be sent surveys that you qualify for based on your answers, and your profile will be based on the answers.

Note that you might not get surveys at the initial stage; once you are fit for the right customer, you can start your work and earn rewards.  Your earned rewards can be redeemed as cash through PayPal, gift cards, or virtual visa prepaid cards.

Pros of I-SAY

  • All surveys are carried out within the i-Say platform
  • Many ways to redeem points
  • Free sign-up
  • Low cashout minimum(CA$5)
  • Easy user-interface
  • Same-day redemption (e-gift cards)

Cons of I-SAY

  • The surveys can be time-consuming
  • Qualification is not automatic
  • Low payout
  • Slow cash payout process

7. Survey Junkie

Survey Junkie is an online survey platform available to residents of Canada and the United States. It pays users to take surveys for different companies. These surveys are generally on consumer goods, although you may be required to fill out surveys on travel, technology, financial products, etc.

You must be 13 years or older to access this app. Signing up and completing a profile is easy. Once you’ve signed up, Survey Junkie will send you surveys matching your profile, answer those and start earning. You can redeem your e-gift cards from popular retailers or can cash out through PayPal or bank transfer.

With Survey Junkie, you can earn about CA$0.20 TO CA$3.50 per survey. Note that you cannot cash out your rewards until you have earned 1,000 points (CA$10.00).

Pros of Survey Junkie

  • Excellent customer support
  • Easy to use
  • Paypal cashout
  • Swift payout
  • Safe and secured
  • CA$10 minimum cashout

Cons of Survey Junkie

  • Not available globally
Best Apps To Make Money in Canada

8. Swagbucks

One of the most popular apps that pay in Canada is Swagbucks, with an A+ rating with Better Business Bureau. This app allows you to answer short surveys, watch videos, shop online, purchase gift cards, surf the app, play games, refer to your friends, vote in daily polls, become a deal hunter, enter contests via social media

All these you can do from the comfort of your home using a smartphone. Swagbuck is available on desktop (website) and mobile app. Once you partake in any of the tasks, you get points for each job. Accumulated points are called “Swagbucks.”

Signing up on Swagbuck is free, and setting up an account is a seamless process that takes a few minutes. There is a CA$5 sign-up bonus if it is your first time. All accumulated points can be easily redeemed using Paypal or gifts through Amazon, Walmart, Target, Starbucks, etc.

This money-making app boasts paying out members over $290 million since launching. You can accumulate points called “swagbucks” by searching the web, completing surveys, watching videos, referring your friends, shopping in the apps mall, completing special offers, voting in daily polls, finding swag codes and entering fun contests via social media. These points can be redeemed for gift cards from stores like Amazon, Target, and Walmart or for PayPal cash.

Pros of Swagbuck

  • Easy to sign up
  • You can redeem your points with gift cards
  • CA$5 sign-up bonus

Cons of Swagbuck

  •  Not a high earning potential

9. Caddle

Caddle is a simple app with lots of benefits. It is a Canadian data insight space that rewards users with cashback for answering surveys, shopping at any store and scanning the receipt using your smartphone, watching videos and referrals.

You will receive cashback for doing the tasks mentioned above, and you can cash out when the account balance reaches CA$20 or more. It is currently available only in Canada.

Signing up is easy, and you get CA$1 once you complete your first survey or watch an ad. The app is available on iOS or Google Play. Once you’ve downloaded the app, you can browse weekly offers and get paid when you either buy featured products at the store of your choice and take a photo of the receipt, complete a questionnaire (usually eight questions or less) or watch an ad (usually 30 seconds or less). Receipts are processed, and Cash is credited to your account. To get paid, simply request to “cash-out” once you’ve accumulated $20 or more.

Pros of Caddle

  • Easy to sign up and get started
  • Saves time
  • Offers instant cashback
  • Allows remote shopping

Cons of Caddle

  • Limited product
  • Operates only in Canada

10.  Uber

Uber is the most famous and widely used car-hailing service amongst Canadians. It is a platform where drivers and riders connect at any time. You can make a decent income through this app and will get bonuses and other offers.

To register on Uber as a driver, download the app and sign up. You will need a driver’s license and vehicle registration for your car, along with at least a year’s worth of experience.

Ensure your car meets the minimum requirements, passed vehicle inspection each year, and doesn’t have police cases or others. You can use the app to find the riders and deliver them. The money you earned will be transferred to your bank account weekly.

Pros of Uber

  • Flexible work hours
  • Earn tips
  • Instant payment
  • An excellent way to meet people and see new places
  • Surge pricing

Cons of Uber

  • Ineffective rating system
  • Drivers are responsible for the wear and tear of the car
  • Alternating terms and conditions
  • Risky at Times
  • Time Consuming

Related: How to Make Money on TikTok in 2022- 11 Uncommon Ways

11. Pinecone Research

Pinecone Research is a survey research marketplace that pays users to take a survey, test products, product evaluation and also allow you to participate in sweepstakes

This app pays about CA$3 – CA$5 for each survey you complete. You can get paid using PayPal, gift cards, and a prepaid virtual visa card. It is available in Canada and United States. Signing up is a seamless process; however, there are eligibility requirements members must meet.

  • Be at least 13 years old and above.
  • All intending members must be a resident of Canada, U.S, UK, and Germany
  • You must sign up using an invite link

Note that when signing up, you will be required to enter your personal data. These details are what is used to personalize the surveys you’ll be required to answer. You can start earning rewards once you are done with registration.

Pros of PineCone Research

  • High-paying survey
  • Low minimum payout
  • Free sign-up
  • Swift payment
  • Excellent customer service

Cons of PineCone Research

  • Invitation-only

12. Topcashback

Topchashback is one of the most generous cashback platforms. The platform secures partnerships with brands and retailers and, in turn, offers cashback to their customers.

The outstanding feature about this app is that it does not receive a commission on every purchase initiated through its platform. Instead, it gives its users 100% of their commission alongside their cashback amount.

With Topchashback, you will get rewards from over 4400 stores, including Walmart, best buy, Groupon, E-bay, etc. You can earn rewards from the following programs in Topchashback:

  • TopCashBack Coupons
  • Payout Bonus
  • Referral Bonus

Pros of Topchashback

  • Unique Cashback Rates
  • No Minimum Saving Restriction
  • Unlimited Retail Network
  • Reliable Partners
  • User-Friendly
  • Unlimited earning opportunities

Cons of Topchashback

  • Cashback exclusion
  • No sign-up bonus
  • Cashback is available only for online shopping

13. Rakuten

Rakuten (formerly known as Ebates) is one of the best sites to earn cashback in Canada when you shop your favourite online stores. This platform gives users exclusive cashback deals for shopping through their website or by using their browser extension. You can make about 1 – 40% cashback on almost anything you buy via Rakuten. To start using this platform, you must be 18 or older.

To get started, download the app and sign up, then visit online stores through the app and earnings are automatically credited to your account.

Rakuten is in partnership with over 2,500 retailers like Nordstrom, Walmart, Amazon, Sephora, and Target to offer its users various options. You can request payment through PayPal or receive a cheque in the mail. After your first purchase of CA$25, you will receive a CA$10 bonus.

Pros of Rakuten

  • Easy to use
  • Great cashback rates
  • Referral bonus
  • Shopping variety

Cons of Rakuten

  • Cashback payment is quarterly
  • Product exclusion
  • Issues with account being permanently disabled without genuine reasons
Best Apps To Make Money in Canada

14. Mylo

The idea of investing money might make you chuckle, especially if you’re in debt, but Mylo makes it possible for anyone to effortlessly become an investor with just their spare change.

Simply link the app to your bank account, and then every time you make a purchase, Mylo rounds up that purchase to the nearest dollar and then invests the difference into a diversified portfolio.

For instances, say you spend $5.70 at Tim Hortons. You’ll be charged $6.00 and then the extra 30 cents goes into your Mylo account. You can choose your investment strategy, from conservative to aggressive, and the monthly fee for Mylo is just a dollar.

Pros of mylo

  • Easy sign up
  • Easy and safe investment
  • Easy withdrawal
  • Hands-off investing
  • Automated savings
  • Low-cost
  • Build consistent savings habits
  • Plenty of features
  • Comprehensive support

Cons  of mylo

  • Only available in Canada
  • Using registered accounts cost extra 
  • Could possibly increase spending for the user
  • Portfolio tracking can be improved 

15.  Ampli

Ampli is a cashback app that provides tailored offers to users. The app was birth from a partnership between RBC Ventures and Westjet.

It gives users the chance to earn cashback on their everyday purchases. You get rewards when you purchase items from Lowe’s, Leons, Gap, Burger King, Sportchek, CIBC, Mark’s, Lululemon, and others.

It is available in Canada and is free to join. All earnings can be cashed out via Interac e-transfer. You can earn on Ampli by referring a friend, spending CA$175 and above at The Source, giving your opinion to improve its services, initiating four different purchases at Baskin Robbins, spending CA$140 or above at the Hudsons Bay

Pros of Ampli

  • Cash rewards
  • No commission on loyalty benefits
  • Swift cashback offers
  • Fun prize contests

Cons of Ampli

  • Limited range of partners
  • Buggy app
  • Some offers get pulled out without notice

16.  Rover

Rover is a petting sitting app for pet owners. It connects pet owners to find sitters who can either care for the pet at their home or other preferred space.

People who love to play with pets can sign up on the app and get paid. Some of the services available are dog boarding, house-sitting and drop-ins, doggy daycare and dog walking.

Using this app, you can schedule your time, rate per hour, and the type of pet you like to work with. This app provides 24/7 support and a rover guarantee for all pets from accidents that may occur while in care.

Pros of Rover

  • Free sign-up
  • Payment via PayPal or Check
  • Easy-to-use app
  • Sitters can determine their price
  • No experience needed
  • A fun way to earn money

Cons of Rover          

  • Limited work availability
  • 20% commissions from earnings
  • No compensation to sitters for damages

17. Mistplay

Earn money by playing games. As a gamer myself, this app is heaven. Whenever I’m feeling bored, I’ll choose a random game on the list and earn a little extra, too. The longer you play, the more you earn. 

Download the app and sign up. The process is simple, and you can start earning points immediately after account activation. Browse the list of available games and start playing. Earn points by playing for a designated length of time (usually 2 to 5 minutes), or by accomplishing specific tasks. Redeem for rewards. You can redeem for gift cards, such as Visa gift cards.

The ultimate dream job you had as a kid is here. While playing games for money usually isn’t something you can make a fortune with, you can at least earn a maximum of $50 a month for doing something you love.

Pros of mistplay

  • Fun way to earn some extra money
  • Well Designed App
  • Some fun games to play

Cos of mistplay

  • Android users only
  • Takes time to earn money

 18. MobileXpression

MobileXpression is suitable for people who are heavy internet users. This app pays you for using the internet on your Android or iOS in Canada. You will be rewarded a CA$5 amazon gift for using the app for one week. Continuous users will be awarded gift cards.

You might win rewards every week if you are a frequent user. If you use the app for 90 days, the panel donates a tree on your behalf to Trees for Knowledge. The company ensures that your data will not be shared. You can read the privacy policy on their website.

Pros of MobileXpression

  • Signing up is free
  • A great way to earn money
  • Lots of reward program

Cons of MobileXpression

  • No cash-out option
  • Bugg app
  • Low survey frequency
Best Apps To Make Money in Canada

19. Paymi

The Toronto-based Paymi app is a very popular money-making app in Canada because it’s so easy to use. It works for purchases made in-store and online.

To start, simply link your credit and debit cards to the app (eliminating the need for any new cards, codes, or coupons but again, it’s important to read security and privacy policies before signing up), and then you’ll automatically start earning rewards when you shop any of the brands and retailers affiliated with the app.

Partner retailers include Lowe’s, Leons, The Gap, Burger King, SportChek, CIBC, H&M, Aldo, Mark’s, Lululemon, and much more! It’s free to join and you can cash out your rewards through an e-transfer of funds.

Pros of Paymi

  • Getting paid is easy
  • It is free to sign up
  • Paymi works with a wide variety of popular brands in Canada
  • Automatically tracks your spending and credits your account

Cons of Paymi

  • Limitations on earnings
  • Rotating retailers and promotions
  • You donate your consumer profile and shopping information

20. Wealthsimple

Wealthsimple app lets you invest automatically using low-cost ETFs with fewer annual management fees. For first-time users, a CA$75 cash bonus is rewarded.

It is available in Canada, the United States, and the United Kingdom. You can open both registered and non-registered accounts, and the bank automatically invests your extra charge.

Pros of WealthSimple

  • Free access to human advisors
  • No account minimum
  • Free portfolio analysis
  • A great way to invest and save money

Cons of WealthSimple

  • High account management fees
  • Limited finance tool

21.  GasBuddy

Where to go to gas up for less? This is the best app for that! It has over 3 million followers that keep you updated about the fuel prices in Canada.

The app has an army of 30 million users updating fuel prices throughout Canada and the US who report on gas prices, so you know where to go to gas up for less.

GasBuddy allows users to update real-time gas prices for review, and in turn, users earn points and can enter contests to win weekly gas card giveaways. Some of the features of GasBuddy are Finding Gas (Gas Station & Price Finder), Outage Tracker,Trip Cost Calculator, Gas Price Map, Fuel Insights, Vehicle Recalls, Pay with GasBuddy.

Pros of GasBuddy

  • Free sign-up
  • CA$0.05 discount off gas purchases
  • Earn more rewards with premium membership
  • Value-added tools
  • No Credit Check Required

Cons of GasBuddy

  • Premium not advisable for occasional drivers
  • Not all stations accept payment with GasBuddy
  • Pay with GasBuddy does not impact credit

22. Field Agent

If you’ve ever wanted to go undercover and become a mystery shopper, this could be your chance!

The Field Agent app is paying thousands of people across Canada to act as “agents” (similar to mystery shoppers) who collect information about their local businesses.

You can search for local jobs on the app to see what type of information the client is looking for you to collect and how much they’re willing to pay (jobs generally range from $3-$12 each).

Pros of Field Agent

  • Free to join
  • Can be a fun way to earn
  • Easy access to small jobs

Cos of Field Agent

  • Can be time-consuming
  • Limited earning potential
  • No guarantee there will be jobs in your area

23. VIPKID teacher

VIPKID is an online English teaching platform that pays teachers with a bachelor’s degree to tutor children across the world. This app connects students from China with native speakers globally. Students are age from 3 – 15 years old and have different levels of English comprehension.

The best part is, you can schedule the time according to your convenience. For this, you must be a bachelor in any field, should have at least one year of experience in mentoring, and must be eligible to work in Canada or the US. You can earn up to CA$14 – CA$22 per hour.

The best part? You can choose your own hours; however, because many children are located in China, you might have to change your schedule to accommodate their hours. But it might be totally worth it, especially since some dedicated individuals can earn a full-time living via VIPKID.

Pros of VIPKID

  • Flexible Schedules
  • Short Classes
  • Stress-Free Side Gig
  • Competitive Pay

Cons of VIPKID

  • Classes can’t be changed once scheduled
  • Issues with time zone
  • Internet connection issues
  • Technical issues

24.TaskRabbit 

TaskRabbit is an online, mobile marketplace where buyers and sellers of services are connected. Services include handyman jobs, moving, home repair, cleaning, and more. As a user of TaskRabbit, my home was cleaned spick-and-span with no compplaints at all.

In order to work for TaskRabbit, you must be 21 years of age, have a social security number, pass a background check, have a Facebook or LinkedIn page, and have an account to deposit your funds.  After signing up, which includes confirming your identity and signing up for a background check, you’ll have to go through a training session to start working. You can set your hourly rates and type of work you do. 

Start working! As a Tasker, you can accept jobs posted by clients and clients can also reach out to you.

As a Tasker, you can use your skills to earn a little extra money. Breaking in may be difficult at first, but once you start getting in good reviews, finding clients will become easier.

Pros of TaskRabbit

  • Flexible jobs that fit your schedule.
  • You pick the rates that work for you.
  • Tasks that fit your skill set and you enjoy.
  • At the time of this review, the company has an A+ rating with the BBB.
  • The more skilled and versatile you are the more you can potentially earn.

Cons of TaskRabbit

  • The tasks aren’t offered virtually and you must be available in the city where the tasks are being requested.
  • Their screening process with background checks can be a turnoff to some.
  • There tends to be a lot of complaints about the company’s customer service.
  • With this opportunity you’re trading time for money, which doesn’t allow you to use leverage to increase your earnings.
  • Many have complained about low-paying gigs on the site.

25.  Achievement

Achievement is a fitness app that rewards users for logging their physical activity. These rewards are cash redeemable. Details like name, email, birthday, and zip code are required to get started.

Once you are signed in, you will be required to accept certain physical dares like sleep schedule, food intake, weight change, etc. You will receive 6 points daily for logging in and up to 80 points for updating your daily routine.

Every 10000 points are equivalent to CA$10, which means CA$30 annually, and if you are not satisfied by the amount, you can earn more by participating in the health and fitness surveys available on the app.

Pros of Achievement

  • Syncs with tons of fitness apps
  • Free sign-up
  • Lots of ways to earn bonus
  • It can be used to receive payment

Cons of Achievement

  • Earning is not immediate
  • Qualification for health studies is not for every user
  • More apps need to be synced to get better rewards

Conclusion on Best Apps to Make Money in Canada

Money-making apps are simple and easy to use, and are user-friendly. They often have few entry barriers and you can choose something that you are good at.

However, before signing up on any app, it is advisable to do a background check. Also, ensure to read the privacy policies and instructions very well before agreeing.

We hope these money-making apps in Canada for iPhone and Android users help you earn some extra cash, and be sure to check out our blog on Best International Money Transfer Apps for iOS and Android.

Do you know of other apps offering free money in Canada, or other ways to earn money from your mobile device? Let us know in the comments below!

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