Would we have gone out to supper or shopped if we didn’t have enough cash in our wallets a few years ago? Or making an overseas transfer without having to queue for hours at a transfer agency? However, thanks to…
In its most basic form, retail finance is consumer credit provided at the point of sale without the use of a credit card or an external lender. It’s when a credit system is integrated into the client’s journey. This can…
Learn the basics about the products and services offered by a bank or credit union before going there. You should not put all of your eggs in one basket. Diversify your investments over a wide range of financial instruments to secure your portfolio's stability and growth.
Corporate finance helps a company in finding sources of funds, expansion of business, planning the future course of actions, managing finance, and assuring profitability and economic viability. The core of the corporate financial theory is the goal of maximizing the corporation’s value as well as minimizing the risk.
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Today, fiat money— government-issued legal tender with no intrinsic value — represents the most dominant iteration of money. Cryptocurrency too is a new kind of currency that is secured by cryptography, a kind of electronic encryption that makes it impossible to counterfeit
While some financial institutions only focus is to provide services and accounts for the general public, others are more likely to serve only a certain type of consumers with more specialized offerings.